JayMattlin
Cell: (740) 974-4190

Jay Mattlin, Real Estate Broker with Key Realty

Jay Mattlin, Real Estate Broker with Key Realty

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December
29

December 29th, 2025 by

Categories: For Sellers, Market Insight, House Tips
December
16

December 16th, 2025 by

The road to homeownership is often a long one, paved with careful budgeting and financial planning. But what happens when you decide you need a new set of wheels before you secure the keys to your dream home?

It's a common dilemma: your old car is breaking down, but you're just months away from submitting a mortgage application. While a new car payment might seem manageable on your current budget, the reality is that financing a vehicle before securing a mortgage can drastically reduce the size of the home you can afford—or worse, derail your home purchase entirely.

Here's a deep dive into the financial risks of buying a car before a house and why waiting is almost always the smarter financial move.

The Mortgage Killer: Understanding Your Debt-to-Income (DTI) Ratio

When you apply for a mortgage, lenders l...

Click Here to Read More...

Categories: For Buyers, Market Insight
November
19

November 19th, 2025 by
Image here
I'm glad you're here!
I've put together a nice assortment of bite-sized pieces of real estate news, entertainment, and resources I think you're going to enjoy. (And maybe even learn a thing or two you never knew you wanted to know!)
Here's a sneak peek at what's on tap:
  • What's all the buzz about?
  • Lower payments? Yes. Lower costs? Not exactly.
  • Creative ways sellers can respond to lowball offers.
But first, let's start it off with my...
Meme of the Week
I'm also planning to release a song called "The 365 Days of Listmas" once I come up with enough rhymes! I've gotten as far as "On the first day of Listmas…" ?

Totally open to suggestions if you've got any!
listmas
What's all the buzz about?
In the UK, a man's home drew so much attention because of a swarm of flies in his windows that concerned neighbors actually called the police to check on him.

As it turns out, he was perfectly fine — just battling a serious fly invasion. To stop the calls (and the commotion), he posted a sign on his window assuring everyone he was okay and politely telling them to, well… buzz off about it. ?

While no one wants to be the talk of the neighborhood, he should also appreciate that people still care enough to notice!
Lower payments? Yes. Lower costs? Not exactly.
Have you heard about 50-year mortgages possibly coming to the U.S. market?

If not, you probably will—whether it pops up in a headline, your newsfeed, or as an option the next time you go house hunting. So I wanted to make sure one of my articles was in the mix…

Here's a recent piece I published to give you some perspective, answer a few questions, and help you decide if this kind of loan might be right for you when (and if) it becomes a common option.
"How's the market?"
I get that question a lot, and I'm always happy to answer it! But there's no one-size-fits-all answer. That's why this newsletter doesn't include weekly stats or price updates.

Besides, most people don't care about real estate data until it actually matters to them. So instead of stats, I just try to keep this fun and entertaining.

Curious about a specific house? Wonder what your place is worth? Or just want a quick market snapshot?

Just hit reply and ask me! I'm always glad to give you any information, thoughts, or data you want. (And of course, no obligation or pressure! I love any opportunity to talk about the market.)
Trivia Time
What household hazard triples on Thanksgiving?
  1. A)Clogged toilets
  2. B)Getting cut by a knife
  3. C)Cooking fires
  4. D)Clogged sinks
Click the answer you think is correct.
Creative ways sellers can respond to lowball offers
When it comes time to sell your home, there's always a chance someone thinks they can sneak in with a ridiculously low offer and get it accepted. (Not gonna happen on my watch, of course!)

It's tempting to send them packing — or rather NOT packing — with a few choice words. But more often than not it's better to just politely thank them for the offer and respond with a counteroffer.

Since we'll probably have to bite our tongues if this ever happens in real life, I thought it'd be fun to come up with a list of sarcastic ways to respond to lowballers!

Feel free to shoot me a reply with any other creative ways to respond you have in mind…
The fact is…
As always, this is backed by a source… but I'm curious to hear if it holds true for you on your street!
re-fact-street-numbers
That wraps it up for this week!
Be on the lookout for the next one!
Want to unsubscribe from this newsletter? Simply reply and let me know.
Categories: Weekly Snippet
November
19

November 19th, 2025 by

Categories: For Sellers, Market Insight, House Tips, Real Estate Life
November
19

November 19th, 2025 by

Categories: For Buyers, Market Insight
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539 E. Main Street
Lancaster, OH 43130
Cell: (740) 974-4190
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/17/2026. The listing information on this page last changed on 03/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/17/2026 12:21:48 AM EST) or MichRic (Michigan Regional Information Center) (last updated Mon 03/16/2026 11:17:19 PM EST) or Metrolist - RECOLORADO by MLSGRID (last updated Mon 03/16/2026 11:34:26 PM EST) or NIRA MLS (last updated Mon 03/16/2026 11:04:55 PM EST) or RealComp MLS (last updated Tue 03/17/2026 12:15:42 AM EST) or Dayton MLS (last updated Mon 03/16/2026 11:46:32 PM EST) or NORIS MLS (last updated Mon 03/16/2026 11:14:13 PM EST) or IRES MLS (last updated Tue 03/17/2026 12:17:01 AM EST) or Colorado Real Estate Network IDX (last updated Mon 03/16/2026 7:05:51 PM EST) or CBRMLS (last updated Tue 03/17/2026 12:19:26 AM EST) or Multiple Listing Service of Greater Cincinnati (last updated Mon 03/16/2026 11:53:38 PM EST) or Terrehaute MLS (last updated Tue 03/17/2026 12:16:30 AM EST) or Pikes Peak REALTORR Services Corp (last updated Tue 03/17/2026 12:15:11 AM EST) or Stellar MLS (last updated Tue 03/17/2026 12:13:39 AM EST) or NKY MLS (last updated Mon 03/16/2026 11:28:18 PM EST) or Wrist MLS (last updated Mon 03/16/2026 11:24:19 PM EST) or Firelands MLS (last updated Mon 03/16/2026 11:11:18 PM EST) or LCAR MLS (last updated Mon 03/16/2026 10:50:11 AM EST) or West Central MLS (last updated Mon 03/16/2026 9:50:01 PM EST) or Fort Myers (last updated Mon 03/16/2026 11:05:53 PM EST) or Aspen/Glenwood Springs MLS (last updated Mon 03/16/2026 9:30:39 PM EST) or Northern Nevada Regional MLS (last updated Tue 03/17/2026 12:16:39 AM EST) or MLS NOW (last updated Tue 03/17/2026 12:17:34 AM EST) or Northern Great Lakes Association of Realtors (last updated Tue 03/17/2026 12:19:13 AM EST) or Mansfield MLS (last updated Mon 03/16/2026 11:47:20 PM EST) or Metropolitan Indianapolis Board of Realtors (last updated Tue 03/17/2026 12:06:16 AM EST) or Grand Junction MLS (last updated Mon 03/16/2026 11:37:09 PM EST) or Knox County MLS (last updated Mon 03/16/2026 11:08:13 PM EST) or IRMLS (last updated Mon 03/16/2026 11:11:54 PM EST) or Pueblo MLS (last updated Mon 03/16/2026 11:43:57 PM EST) or Upper Peninsula MLS (last updated Mon 03/16/2026 11:10:08 PM EST) or Greater Lansing MLS (last updated Mon 03/16/2026 10:36:16 PM EST) or SEBAR MLS (last updated Mon 03/16/2026 11:39:19 PM EST) or Water Wonderland MLS (last updated Mon 03/16/2026 10:52:35 PM EST) or Eastern Upper Peninsula MLS (last updated Mon 03/16/2026 11:59:09 PM EST) or Scioto Valley MLS (last updated Mon 03/16/2026 10:02:35 PM EST) or Northern Michigan MLS (last updated Mon 03/16/2026 9:33:54 PM EST). Real estate listings held by brokerage firms other than Key Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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